Clipmarks | hayliirjsmom's 'laws' clips

Band Overdraft Fees PART #1

Mon, 30 Jul 2007 00:18:11 GMT

clipped by: hayliirjsmom

One of the biggest selling points for debit cards has been that you couldn't spend more than you had in your bank account, making them a good alternative to racking up debt on a credit card.

But, as many users have discovered, the debit card carries the same problem as its credit card cousin: You can spend over your limit.

The practice of approving a check or debit transaction when the account has insufficient funds is an intentional effort to drive up revenue, according to a new study by the Center for Responsible Lending, a nonprofit, nonpartisan research and policy organization.

"Banks should protect customers' funds, not plunder them with high fees and harmful practices," said Eric Halperin, director of the center's Washington office.

This year, the center published a report that found that debit card purchases at point of sale terminals and withdrawals at ATMs triggered 46 percent of overdrafts. The rate for paper checks was just 27 percent of overdrafts.

Tags: government, laws, debt, credit, finance

Weird Nevada Laws

Fri, 27 Jul 2007 17:35:01 GMT

clipped by: hayliirjsmom

Clip Source: weirdfacts.com

Weird Nevada Laws

It is illegal to drive a camel on the highway.
It's still "legal" to hang someone for shooting your dog on your property.
In Clark County - An ordinance makes bringing a concealable fire arm into the county illegal unless it is registered with the Las Vegas Metropolitan Police Department.
In Elko - Everyone walking the streets is required to wear a mask.
In Eureka - Men are forbidden from kissing women.
In Nyala - A man is forbidden from buying drinks for more than three people other than himself at any one period during the day.
In Reno - It is illegal to lie down on the sidewalk.
In Reno - Benches may not be placed in the middle of any street.
In Reno - Sex toys are outlawed.

Tags: laws, strange, weird, nevada, facts

Weird Idaho Laws

Fri, 27 Jul 2007 17:33:56 GMT

clipped by: hayliirjsmom

Clip Source: weirdfacts.com

In Coeur d Alene - If a police officer approaches a vehicle and suspects that the occupants are engaging in sex, he must either honk, or flash his lights and wait for three minutes before approaching the car.

In Eagle - Dirt may not be swept from one�s house into the street.

In Eagle - Bicycles are not allowed in the tennis courts.

In Eagle - Persons may not camp out on sidewalks in the city.

In Pocatello - A law passed in 1912 provided that "The carrying of concealed weapons is forbidden, unless some are exhibited to public view.

In Pocatello - A person may not be seen in public without a smile on their face.

Tags: laws, idaho, weird, unusual, facts.

Weird Texas Laws

Fri, 27 Jul 2007 17:27:30 GMT

clipped by: hayliirjsmom

Clip Source: weirdfacts.com

In Abilene - It is illegal to idle or loiter anyplace within the corporate limits of the city for the purpose of flirting or mashing.

In Austin - Wire cutters can not be carried in your pocket.

In Dallas - It's illegal to possess realistic dildos.

In El Paso - Appearing in public places wearing a "lewd dress" is prohibited.

In Galveston - Bicycles must be operated at a "reasonable speed".

In Galveston - No person shall throw trash from an airplane.

In Harker Heights - Drivers of city vehicles must respect all traffic rules just like the rest of us.

In Galveston - Any person who sits on a sidewalk may be fined up to $500.

In Mesquite - It is illegal for children to have unusual haircuts.

In Houston - Beer may not be purchased after midnight on a Sunday, but it may be purchased on Monday.

In San Antonio - It is illegal for both sexes to flirt or respond to flirtation using the eyes and/or hands.

In Temple - Cattle thieves may be hanged on the spot.

Tags: laws, texas, unusual, weird, facts