Clipmarks | anpl32's clips

Financial Mistakes You'll Soon Regret

Sat, 27 Sep 2008 03:52:56 GMT

clipped by: anpl32

If you are 20 years old today, you WILL wake up tomorrow and be 35

Whatever you are saving, it's not enough.

I will however ask that you consider the things you're subscribed to today. Are you still as excited about the purchase as you were on the day you signed up? If not, ask whether you really need the item in your life or if you are willing to continue paying the monthly or annual fee.

consider your reasoning behind every purchase that you make over $50. At $50, you can catch a lot of mistakes.

I hate to say this but you are the only person watching out for you. Whether you are relying on an inheritance from Daddy or banking on your $1,300 Social Security check, you are simply a fool to assume that it's headed your way.

You can NOT rely on anything that you don't personally control

Treat your relationship with unprecedented respect. Consideration, compromise, trust, etc. You get the point - don't get married on a whim.

Tags: moey, tips, advice, finance

More tips for protecing your privacy via live chat

Sat, 27 Sep 2008 01:35:01 GMT

clipped by: anpl32

Clip Source: www.ofzenandcomputing.com

More tips for protecting your privacy

The representative was insistent upon factually incorrect information.

The representative was poorly trained with regard to the information with which they were supposedly dealing.

The representative was dismissive of a potential customer’s perfectly valid privacy concerns.

The representative exhibited poor written communication skills.

The representative presented their assumptions regarding Comcast’s security infrastructure as fact (or, at best, was paraphrasing and unwittingly glossed over the details).

Seeing these behaviors, I would not trust this person with my personal information.

Tags: privacy, tips

Making a Motivation Collage

Sat, 14 Jun 2008 06:53:22 GMT

clipped by: anpl32

Clip Source: www.diyplanner.com

So what's a collage got to do with getting motivated? Actually a lot.

Here's some guidelines for making your motivation collage:

Keep it simple. Don't try to combine images that send mixed messages. Stick to one theme. So if you're making a collage for your house, stick to things that relate to the inside or outside of the home. Try not to place books or cds or clothes into the collage.

Keep positive. Sometimes, it's hard to put things down on a piece of paper that you want to when you cannot afford it. If you find that you're getting depressed from pasting images. Take a step back and remind yourself that these are things in your grasp and that you'll get them once you attain your goal.

Give yourself permission to play. Get creative and wild. Don't let your rational side tell you that you cannot afford the toys you're pasting on the sheet. Mix and max images with powerful words that also relate to helping you achieve your goal.

Tags: motivation, collage, art, goals, images, mapadeltesoro, howto

Interview with robin sharma

Sun, 04 May 2008 05:17:29 GMT

clipped by: anpl32

Clip Source: www.pickthebrain.com

The size and quality of your outer life is only limited by the size and quality of your inner life. And life is a mirror - giving us not what we want but who we are.

The Holy Hour, as you know, is simply 60 minutes at the beginning of your day that you devote to self-mastery and personal development.

“the things that get scheduled are the things that get done”.

I plan my time with my kids. As well, I see myself as a developer of them.

Robin: To be more disciplined:

Get up early for 30 days

Surround yourself with excellent people

Finish what your start

Keep your promises

Be punctual

Set and realize small goals

Get brilliant at visualization

The smallest of actions is always better than the noblest of intentions.

Taking a single step towards a goal/dream/result sets forces in play that create consequences.

“small daily improvements over time lead to stunning results.”

Also remember that most of the things we fear never happen. So why let these hallucinations called fears keep us small in our lives.

Tags: robin sarma, life, spirituality, discipline, howto

How to Overcome Apathy (If You Can Be Bothered…)

Wed, 16 Apr 2008 00:28:46 GMT

clipped by: anpl32

Clip Source: www.pickthebrain.com

Apathy is a common problem. I’ve had certainly had motivational dry spells. While I don’t think there is an instant cure to this problem, I’ve noticed that apathy is usually caused by one of two problems:

You don’t have any goals.

You’re working on the wrong goals

Setting Goals to Combat Apathy

If I find myself starting to slip into apathy, I try to reconnect with what I want.

The point of this exercise isn’t to be reasonable. It’s to focus you back on the things that drive you.

Sometimes it takes a few minutes of writing out mild interests before you break into your true desires.

Usually, at this point, it’s a good idea to pick one or two of the idea you’ve written down and set a goal around it. The next step is to write it down, make a plan and set a deadline.

When You’ve Picked the Wrong Goals

even if you don’t finish, your time and energy wasn’t wasted.

even if that time was wasted, it’s gone now, and shouldn’t be factored into the current decision.

The Purpose of a Goal is Motivation

How to Motivate Yourself Without Hard Deadlines

Thu, 20 Mar 2008 05:43:20 GMT

clipped by: anpl32

Clip Source: www.pickthebrain.com

Set Reasonable Expectations

Would I be able to do this easily, with the encouragement of a deadline? -> If your answer is yes, then the deadline is probably too easy.
Could I accomplish this with a medium amount of effort and motivation? -> If your answer is no, or that you would need a lot of effort to finish, scale back.

Cycle Hard and Easy Days

Cycling hard and easy days ensures your soft deadlines remain meaningful. If you reward an incredibly hard day of work with an equally hard day, your soft deadlines won’t motivate you. Instead, if you put a slower day (or better yet, a day off completely) after a particularly difficult day, it will keep your energy

Schedule Calibration

The basic idea behind schedule calibration is that you train yourself to always do what is on your to-do list, but no more. As you condition this habit of finishing exactly what you’ve planned, your soft-deadlines become more meaningful.

Tags: motivation, deadlines, lifehacks, todo

Staying in Synch: Two Easy, Free Solutions

Sat, 15 Mar 2008 16:01:08 GMT

clipped by: anpl32
clipper's remarks: i'll be trying one of these: i have a main desktop, an offline laptop, and a trusty mofo USB drive

Clip Source: webworkerdaily.com

The ones I’m getting the most good use out of now are free synching applications, which allow me to keep entire folders on my computers synchronized with my USB thumb drive.

GoodSync is the easiest to use of the various synchronization applications I’ve found.

You can schedule to do automatic backups, for example, although I happen to use separate backup software for that application.

Easy2Sync has a free version of its synchronization application, and for simple tasks it works fine.

Easy2Sync’s interface relies on wizards so you can set up rules for synching and synch just the files and folders you want.

SyncToy

http://allwaysync.com/ they keep addding features to it. Very good soft.

SyncBack for synchronisation over FTP

(http://zia.blogspot.com/2007/11/ozsync-neat-back-up-utility.html).

http://zia.blogspot.com/2007/02/filehamster-personal-revision-control.html)

Tags: usb, freeware, sync, synchronization, files, software

10 Morning Habits to Build Your Day Upon

Sun, 24 Feb 2008 02:28:00 GMT

clipped by: anpl32

Clip Source: www.pickthebrain.com

1. Wake Earlier

2. Have a ‘”Holy Hour”

3. Meditate

4 Powerful Reasons to Meditate and How to Get Started.

4. Visualize the Day Ahead

shut your eyes and visualize how you want the day to unfold.

5. Read and/ or Listen to Motivational Material

Free Audio and Podcasts article.

One of the best ways to ignite this spirit of endless possibilities is to devour some motivational material

6. Think the Impossible

to explore the world of the “impossible” is a great way to get your creative juices flowing.

7. Eat a Nutritious Breakfast

Robin Sharma

Basically this is an hour you devote to working on yourself mentally, physically, and spiritually.

6 Practical Tips for Increasing Energy Using Food,

8. Exercise

9. Sharpen Your Brain

10. Take Time to Look Good

Sharp Brains

With more time, you are free to develop the habits listed in this article and actually enjoy the morning free from the pressure of having to rush out the door.

Tags: life, lifehacks, mornings, howto, habits, meditation, food

How to Get Up Right Away When Your Alarm Goes Off

Sun, 24 Feb 2008 02:20:01 GMT

clipped by: anpl32

Clip Source: www.stevepavlina.com

Go to your bedroom, and set the room conditions to match your desired wake-up time as best you can.

Set your alarm for a few minutes ahead.

Imagine it’s early in the morning… a few minutes before your desired wake-up time. Pretend you’re actually asleep.

Now when your alarm goes off, turn it off as fast as you can. Then take a deep breath to fully inflate your lungs, and stretch your limbs out in all directions for a couple seconds… like you’re stretching during a yawn. Then sit up, plant your feet on the floor, and stand up. Smile a big smile. Then proceed to do the very next action you’d like to do upon waking. For me it’s getting dressed.

ow shake yourself off, restore the pre-waking conditions, return to bed, reset your alarm, and repeat. Do this over and over and over until it becomes so automatic that you run through the whole ritual without thinking about it.

if you hear a mental voice coaching you on what to do

you’re not there yet.

Tags: slepp, lifehacks, howto, practice, habits, self-discipline

How to Become an Early Riser

Sun, 24 Feb 2008 01:36:24 GMT

clipped by: anpl32

Clip Source: zenhabits.net

Don’t make drastic changes. Start slowly, by waking just 15-30 minutes earlier than usual. Get used to this for a few days. Then cut back another 15 minutes. Do this gradually until you get to your goal time.

Allow yourself to sleep earlier

Put your alarm clock far from you bed

Go out of the bedroom as soon as you shut off the alarm

Do not rationalize

Don’t make getting back in bed an option.

Have a good reason

Make waking up early a reward

Find something that’s pleasurable for you, and allow yourself to do it as part of your morning routine.

Take advantage of all that extra time

Get a jump start on

planning for the rest of the day (when I set my MITs), on exercising or meditating, and on reading. By the time 6:30 rolls around, I’ve done more than many people do the entire day.

Tags: sleep, howto, lifehack, zenhabits, habits

How to Become an Early Riser - Part II

Sun, 24 Feb 2008 01:25:56 GMT

clipped by: anpl32

Clip Source: www.stevepavlina.com

First, on the subject of going to bed when you’re sleepy… to do this correctly requires a mixture of awareness and common sense.

If you’re doing stimulating activities before bed, you’ll be able to stay up later and stave off sleepiness for a while.

The onset of sleepiness I’m referring to is when your brain starts releasing hormones to knock you out.

But in order for this to happen, you need to create the right conditions for it to occur. This means giving yourself some downtime before bedtime.

Another test you can use is this. Ask yourself, “If I were to go to bed now, how quickly could I fall asleep?” If you think it would take more than 15 minutes to fall asleep, I say go ahead and stay up.

If you consume caffeine during the day, it’s likely to mess with your sleep cycles.

I recommend getting up at the same time for 30 days straight to lock in the habit, but after that you’ll be so conditioned to waking up at the same time that it will be hard to sleep in.

Tags: sleep, health, howto, lifehacks, sleephacks

How to Become an Early Riser

Sun, 24 Feb 2008 00:14:39 GMT

clipped by: anpl32

Clip Source: www.stevepavlina.com

I go to bed when I’m too sleepy to stay up. My sleepiness test is that if I couldn’t read a book for more than a page or two without drifting off, I’m ready for bed.

When my alarm goes off every morning, I turn it off, stretch for a couple seconds, and sit up. I don’t think about it. I’ve learned that the longer it takes me to get up, the more likely I am to try to sleep in.

If you aren’t sleepy and find yourself unable to fall asleep quickly, get up and stay awake for a while. Resist sleep until your body begins to release the hormones that rob you of consciousness.

So if you want to become an early riser (or just exert more control over your sleep patterns), then try this: Go to bed only when you’re too sleepy to stay up, and get up at a fixed time every morning.

How to Become an Early Riser - Part II.

Polyphasic Sleep,

How to Get Up Right Away When Your Alarm Goes Off.

Tags: sleep, health, howto, lifehacks, hacks, sleephacks

HowTo: The Meditation Nap.

Sat, 02 Feb 2008 06:33:44 GMT

clipped by: anpl32

Clip Source: www.dumblittleman.com

This is not a sleeping nap, but it will give you the similar feeling of renewal that you get after a short nap. In a nutshell a meditation nap is conscious quiet rest time. Here's how you do it.

Allot approximately 10-20 minutes.
Start by doing a couple stretches, whatever feels good.
Next take 10 deep breaths with eyes closed and sitting upright.
Take the rest of the time to empty your mind of everything. A good way to do this is to mentally repeat one word or phrase such as "empty the mind" or "peace" or "om" or whatever works for you. As thoughts come into your mind, notice them like clouds going by in the sky, but don't grab hold. Just keep coming back to your word.

At the end of your allotted time open your eyes, take another couple deep breaths and stretches. Optional: Lightly place your hands over your eyes during part of the time. This helps eye strain tremendously. You can also try giving yourself a face and head massage. Here is some additional info on meditation naps.

Tags: nap, sleep, meditaton, howto, health

HOWTO: Stay Awake in Lecture Hall.

Sat, 02 Feb 2008 06:30:50 GMT

clipped by: anpl32

Clip Source: www.dumblittleman.com

And then make a plan to have a better day tomorrow.

If allowed, bring coffee, discreet snacks, and gum.

Even if you are not a note taker, start writing down everything the teacher is saying to keep your mind alert.

Move as much as you can. Tap your foot or bounce your leg. Switch position in your chair frequently. Stretch. Move your head. Tap your fingers.

Pain. This is kind of an emergency procedure. If you can't stay awake consider pinching yourself. I know it's a little strange, but pain can keep you awake.

Stimulating Thoughts: think of something that makes you happy or makes you feel good. I'll leave it at that.

Online activity: this wasn't around when I was in college, but I would imagine if you're in the back of the class you could surf the web, email your friends, and read Dumb Little Man.

Entertain Yourself: see if you can summon your extrasensory powers by willing someone to look at you. Or try across the room flirting. Why not?

Tags: sleep, class, student, lecture

Do You Recognize the 7 Ingredients of Maturity?

Mon, 28 Jan 2008 19:58:12 GMT

clipped by: anpl32

Clip Source: www.dumblittleman.com

Maturity is the ability to control anger and settle differences without violence or destruction

As stressful as any situation may be, we need to learn how to resolve them without turning towards anger and potentially destructive behavior.

Maturity is patience

It is true what they say: the best things in life often take time to come to fruition.

Maturity is the capacity to face unpleasantness and frustration, discomfort and defeat, without complaint or collapse.

Sometimes we will not only face frustration, but also defeat.

Maturity is humility

People will respect you when they see that you are willing to admit your mistakes, and when you are big enough to just let things go.